Calculate what you can afford
 Before looking for your home, it benefits you to know what you can afford and how much a property will cost you in terms of bond repayments and the total cost of the loan.  Our affordability calculator is designed to answer these important questions around affordability.

  • What loan amount do I qualify for?
  • What will my monthly repayments be
  • What if I pay extra each month
affordabilityCalculator
Gross monthly income R   What loan amount
do I qualify for?
Net monthly income R  
Total monthly expenses R  
Net surplus income R  
Years to repay  
Interest rate (eg 14.5) %
Qualified Amount
30% Gross Income 		=  
Qualified Amount
100% Net Surplus Income 		=  

Years to repay   What will my
monthly repayment
be?
Interest rate %
Purchase price R  
Deposit R  
Your monthly
repayments 		=  
Total
loan 		=  

Additional monthly amount R   What if I pay extra
each month?
Monthly
repayment 		=  
Total
loan 		=  
Reduction in
total loan 		=  
Reduced
loan term 		=